Modern Classic Car

Swann offers you three levels of cover so you can opt for the solution that best fits you and the way you use your car.

Full Cover is a comprehensive policy that provides a wide range of benefits, automatic extensions and protection for you and your car.

Laid Up Cover is designed to protect your car while it’s garaged, stored or under restoration.

Third Party Only cover provides protection against uninsured drivers and covers your legal liability for damage or injury to others.

If your car is damaged and we don’t think it’s economic to repair, we’ll pay you the market value up to the sum you insured the car for, or if the damage occurred within 12 months of you purchasing the car new, we’ll replace the car, as long as the same model and specification is available in New Zealand.

If you need to make a claim for damage to your car that’s repairable, we’ll either arrange to repair the vehicle or we’ll pay you the cost of the repairs. That way you get to choose who works on your car.

On acceptance of a valid claim, our cover provides up to $20,000,000 protection for your personal liability and legal costs if you accidentally damage someone else’s property or injure someone while you’re driving your car.

We’ll cover modifications to your car provided you’d indicated them on your Policy proposal and/or advised us of them at the annual renewal of the policy - and we’ve agreed to cover them.

If you have purchased full cover, you won’t pay an excess if the uninsured driver of another vehicle causes loss that is covered by this policy, provided you:

Can prove they were completely at fault; and

Can give us the correct registration number of their vehicle, or information we need to positively identify the driver (including name and address), and provide us reasonable help to recover your claim from the driver of the other vehicle, or from its owner.

If your modern classic car has Full Cover with us then you’ll enjoy a range of extra benefits that will help make your motoring safer and hassle-free.

For example; if your car can’t be driven because of an event covered by the policy, then we’ll reimburse the costs for alternative transport, emergency repairs and emergency overnight accommodation - up to the amounts specified in the policy.

Where a claim is successful, we’ll also cover the cost of towing your car to the nearest repairer or safe place if the vehicle can’t be driven following an accidental loss covered by this policy.

Cover also includes Roadside Assistance in the event of a breakdown, providing a nominated amount towards towing costs, help for a flat battery, lost and locked in keys, a flat tyre, plus much more.

Windscreens and window cover: no excess applies to a claim that is solely for accidental loss to windscreens or windows.

We’ll need a proposal for the protection of your Modern Classic Car. You can:

Print, complete and return to us our Intermarque Market Value Insurance - Proposal form (see Contact Us for our contact details).

OR

If you’d like a quote, still have questions or want to arrange cover over the phone, call us on

0800 807 926
8:30am – 5:00 pm weekdays